by Miranda | Behavioral Finance, Finance, Personal Finance
Often, this time of year brings with it a certain amount of financial stress. Many of us focus on money difficulties; it’s easy to do when you tend to spend quite a lot on gifts, entertaining and travel during the holidays. And, of course, once your credit card...
by Miranda | Behavioral Finance, Finance, Personal Finance
Anyone who knows me is well aware that I do not go out and shop on Black Friday. Part of the reason for that is that I dislike shopping. Quite a bit. The other part of it is that, if I really get a burning desire to buy something on Black Friday, I can just do it from...
by Miranda | Behavioral Finance, Finance
In our society, we have long been encouraged to get as much as we can afford. Whether it’s buying a car that comes with the maximum monthly payment that we can “afford,” to buying the biggest possible house, sometimes it’s better to buy less...
by Miranda | Behavioral Finance, Finance, Personal Finance
One of the bones of contention in my home is the things vs. experiences debate. My husband likes things, and I prefer experiences. (We both have primarily “spender” money personalities but what we like to spend money on differs.) I especially like to...
by Miranda | Behavioral Finance, Credit and Debt, Finance
One of the most interesting things I read earlier this month was the result of a research study from researchers at Ohio State University. Apparently, carrying debt can be a real confidence boost. Science Daily offers this synopsis of the study’s results:...
by Miranda | Behavioral Finance, Finance
One of the simple basics of personal finance is that you shouldn’t spend more money than you earn. However, this simple truth eludes many of us. I know that I spent a great deal of time during college racking up debt. Spending doesn’t necessarily have to...
