by Miranda | Behavioral Finance, Finance, Personal Finance
One of the biggest problems that many of us have when it comes to money is that we often let our emotions get the best of us. Strong emotions cloud our judgement and lead to poor decisions that, too often, we regret later. “Money is an emotional currency,”...
by Miranda | Behavioral Finance, Finance, Personal Finance
Few of us enjoy feeling stressed. However, the reality is that sometimes a little stress can be good for you. When it comes to finances, could a little stress actually benefit you by prompting you to change your habits and make improvements? The last few years have...
by Miranda | Behavioral Finance, Credit and Debt, Finance
The latest information from the Federal Reserve indicates that credit card debt is on the rise again. In the years directly following the financial crisis, many consumers reduced their debt load. Household debt – including credit card debt – fell. However, that is not...
by Miranda | Behavioral Finance, Finance
One of the more interesting bits of information that has come in my way recently is a report from UBS about investors and generations. According to this report, Millennials might be too conservative with their money. According to UBS, it appears that Millennials are...
by Miranda | Behavioral Finance, Finance, Investing, Personal Finance
I identify myself with Generation X, and sometimes I look down a little bit on Millennials as a group. Kids these days, right? However, according to a recent article I read on the Vanguard web site (hat tip: my dad), Millennials are doing a better job of saving and...
by Miranda | Behavioral Finance, Finance
For those who know me, it’s clear that I’m not a big fan of heading out on Black Friday. I just don’t think the deals are worth it most of the time. And, even though there are a lot of great tips out there that can help you find the best Black Friday...
