by Miranda | Career, Credit and Debt, Finance
One of the rising trends in employment is the reality that you might need to agree to a credit check as part of your employee background check. If you are out on the job hunt, here is what you need to know about credit checks and your employer: Bad Credit can be a Red...
by Tom Drake | Credit and Debt, Finance
Your credit score is an increasingly important piece of your financial picture. Your credit score can influence not only your loan approval and interest rate, but also your insurance premiums, as well as what kind of deposit you have to make with a landlord or a cell...
by Kevin Mercadante | Credit and Debt, Finance
Most of the time when people attempt to take debt consolidation loans, they fail miserably. They do for reasons that are too involved to cover here. But there are ways to make debt consolidation work, and here are at least five of them. 1. Treat it as a voluntary...
by Miranda | Behavioral Finance, Credit and Debt, Finance
The latest information from the Federal Reserve indicates that credit card debt is on the rise again. In the years directly following the financial crisis, many consumers reduced their debt load. Household debt – including credit card debt – fell. However, that is not...
by Kevin Mercadante | Credit and Debt, Finance, Personal Finance
There is some division of opinion when it comes to car leases. Most people don’t particularly like them, but others absolutely swear by them. It’s often a matter of personal preference and individual circumstances more than anything else. Why a lease might work for...
by Miranda | Credit and Debt, Finance
In recent years, there has been a backlash against payday loan providers. These types of loans fall in the category of small dollar loans. You can get between $200 and $2,000 (and sometimes more) from payday lenders without too much trouble. However, you pay in other...
