by Tom Drake | Credit and Debt, Finance
We all believe things that aren’t true. Sometimes myths become so prevalent that we just take them at face value. When it comes to credit myths, though, you need to be especially careful. The myths you believe about your credit report and your credit score can hurt in...
by Miranda | Career, Credit and Debt, Finance
One of the rising trends in employment is the reality that you might need to agree to a credit check as part of your employee background check. If you are out on the job hunt, here is what you need to know about credit checks and your employer: Bad Credit can be a Red...
by Tom Drake | Credit and Debt, Finance
Your credit score is an increasingly important piece of your financial picture. Your credit score can influence not only your loan approval and interest rate, but also your insurance premiums, as well as what kind of deposit you have to make with a landlord or a cell...
by Kevin Mercadante | Credit and Debt, Finance
Most of the time when people attempt to take debt consolidation loans, they fail miserably. They do for reasons that are too involved to cover here. But there are ways to make debt consolidation work, and here are at least five of them. 1. Treat it as a voluntary...
by Tom Drake | Credit and Debt, Finance
If you think bad credit isn’t a big deal — think again. The truth is, credit issues can have a crippling affect on all facets of your financial life. So, before you shrug off a low score, here’s a look at six side effects of bad credit. 1. You’ll pay...
by Miranda | Credit and Debt, Finance
One of the interesting articles I read on CNN recently is one written by Jean Chatzky about paying off your auto loan as quickly as possible. When you have a loan with relatively high interest, the savings from paying it off can be substantial. However, even if you...
