by Kevin Mercadante | Behavioral Finance, Finance
We often investigate ways to improve our finances—to make more money, have more money and have less debt. But often the path to financial independence has more to do with eliminating bad habits. Bad habits have a way of neutralizing improvements, and may be the reason...
by Miranda | Behavioral Finance, Finance, Personal Finance
We all say that we want to get our finances in order and achieve financial freedom. However, what we say we want, and what we actually do, are different matters. You might talk a big game about setting aside money for retirement, or improving your credit score so that...
by Kevin Mercadante | Behavioral Finance, Finance
Your grocery bill is probably the only major expense in your budget that you have any real control over. The house payment is fixed, as are the car payment and any other debts you have. Insurance is generally fixed too, and while utilities have some flexibility, they...
by Kevin Mercadante | Behavioral Finance, Finance, Investing, Personal Finance
What would you do if you came into some money? It could be from anywhere—an unusually large bonus or commission check, an inheritance, an insurance settlement, an income tax refund, the proceeds from the sale of a piece of property or prize money you won on a TV game...
by Miranda | Behavioral Finance, Finance, Personal Finance
As a personal finance writer, I do appreciate it when people read what I have written. But I am in no way a financial guru, or an investing guru, or anything like a “bona fide” expert. When I first started writing about personal finance, I thought that I...
by Miranda | Behavioral Finance, Finance, Personal Finance
Who’s ready to set financial goals for the coming year? Reflection seems to be a staple this time of year as we look at our lives, and try to figure out how to make the coming year better than the last year. I can think of a few personal, health and financial...