by Miranda | Credit Score, Financial Literacy
Much has been said about the credit industry and there are endless debates about the merits of the credit score system — especially how you build credit. However, the fact of the matter is that our economy (at least here in the U.S.) is largely based on consumer...
by Miranda | Financial Literacy, Financial Planning, Mortgage
The U.S. Senate just muscled through a sweeping financial bill (already passed in the House of Representatives) that provides the largest changes to financial regulation since the Great Depression. The financial reform bill took months of wrangling, but it has finally...
by Guest | Financial Literacy, Financial Planning, Insurance
Life insurance is always a very touchy subject, some feel it’s not needed while others argue that it is an important part of your financial plan. Often people are unsure how life insurance fits in their finances, everyone has unique needs and there is no...
by Miranda | Financial Literacy, Financial Planning, Mortgage, Real Estate
When we bought our home three years ago, it was kind of a snap decision. I was in debt pay down mode because my husband and I had agreed that we weren’t ready to buy a home. Then out of no where, my husband announced that he wanted to buy a house. Immediately....
by Miranda | Credit Cards, Credit Score, Financial Literacy, Financial Planning
The recent recession has given rise to a backlash against credit. And it is true that an irresponsible use of credit, especially credit cards, can lead to financial ruin. For some, it might make sense to do away with the temptation and have done with credit...
by Miranda | Financial Literacy, Financial Planning, Retirement
Financial literacy month just ended, and many are interested in moving forward in an effort to create healthier finances. But where do you start? One of the best things you can do is to assess where you are right now. With brutal honesty, consider the following 6...