by Miranda | Credit Cards, Debt & Credit, Frugality
I’m not much of a penny pincher. When it comes to the grand scheme of things, I’m more interested in enjoying myself, and getting the best bang for my buck than in getting something as cheaply as possible. But that doesn’t mean I don’t go for...
by Miranda | Credit Cards, Debt & Credit
When many of us think of credit cards, we don’t immediately think of ways in which they can enhance our lives and our finances. Too often, we see them as necessary evils, or as nefarious traps designed to hold us in financial bondage. The flip side of that view,...
by Miranda | Credit Cards, Debt & Credit
There are consumers and financial gurus that believe that credit cards are evil, and that they should never be used, lest they lead you into the bondage associated with debt. I don’t think credit cards are inherently evil. Can they lead to debt? Sure they can – if...
by Miranda | Credit Cards, Debt & Credit
We’re so used to hearing about how credit cards pave the road to financial catastrophe that we don’t often think about how they might actually be able to help our finances. While it’s true that credit card debt can devastate your finances, there is a...
by Miranda | Credit Cards, Debt & Credit
It’s exciting to pay off debt. As you pay off credit cards, you enjoy that feeling of becoming financially free. But before you get so excited that you cancel your credit card, you need to take a step back. Is it really in your best interest to cancel your...
by Miranda | Credit Cards, Debt & Credit
Sometimes, things happen and your credit takes a hit. Whether you have made some serious mistakes, or whether you have weathered a financial emergency like a job loss or a medical problem, you might need to repair your credit. Indeed, your credit situation has a great...