by Kevin Mercadante | Credit and Debt, Finance, Personal Finance
Have you ever noticed that no matter how hard you try to pay off your debt, somehow it never seems to happen? It’s not that you aren’t trying either. But every time you start to make some progress, yet another large bill or unexpected expense comes in and you’re back...
by Miranda | Credit and Debt, Finance
One of the items that is most used in making judgments about your ability to handle credit, and make payments on time is your credit report. Your credit report contains information about how you have handled credit in the past, as well as the lines of credit you have...
by Kevin Mercadante | Credit and Debt, Finance, Personal Finance
“Upside down” is an auto sales term that describes owing more on a car than the car is worth. Many people who are in this predicament aren’t even aware that they are. How do you get to be upside down on your car? The value of your car dropped after you bought it by...
by Miranda | Credit and Debt, Finance
With many Americans still struggling in terms of finances, bankruptcy continues to be a very real possibility. It seems to make sense to “clean the slate” and start fresh with your finances. However, bankruptcy doesn’t always mean that you are set...
by Miranda | Credit and Debt, Finance
Many of us have heard about how important credit scores are when it comes to getting ahead financially. If you want the best deals on insurance rates, and the lowest mortgage rate possible, you need to have a good credit score. Your credit score can affect other...
by Kevin Mercadante | Credit and Debt, Finance
Most people look at credit card debt as a mountain, especially when the collective balances move well into the thousands of dollars. If the balances are too high, resignation can set in, and at that point you’re beat. The best you hope to do is to find a way to live...