by Miranda | Credit and Debt, Finance
One of the hardest things about paying down debt is feeling as though you are alone. For many, there is still a stigma attached to debt, and it’s hard to tell those around you that you are in debt — and trying to pay it down. The result is that sometimes...
by Kevin Mercadante | Couple Finance, Credit and Debt, Finance
Every young couple want a memorable wedding day. But what happens if the couple have a lot of debt? Do you still have a big wedding celebration or do you decide instead that it may be a better idea to pay off your debts, or at least to pay them down? If you have a lot...
by Miranda | Credit and Debt, Finance
You are probably aware that many financial service providers use your credit score as a way to get an idea of your financial reputation. However, does a FICO score really provide a good snapshot of your finances? And can you rely on your FICO score to really help you...
by Kevin Mercadante | Credit and Debt, Finance
If you have too many loans, rolling them all into one—with a single monthly payment—can seem like the answer to your prayers. Where you might have been struggling to juggle multiple payments, now all you have is a single payment that’s less than the total of several...
by Miranda | Credit and Debt, Finance
One of the current trends in shopping is doing it online. The Internet provides us a way to shop from the comfort of our homes — and we often don’t even have to worry too much about high shipping costs. However, there are some issues with shopping online,...
by Kevin Mercadante | Career, Credit and Debt, Finance
Using debt to get by when you’re unemployed might make sense if you’re only out of work for a few weeks, but what if it’s longer? Debt can build up very quickly when you don’t have an income (or just an unemployment benefit check), so it’s best to have alternatives so...