by Kevin Mercadante | Couple Finance, Finance
Combining finances isn’t typically a priority before a couple gets married. But once you are finally newlyweds, finances suddenly become a high priority. How can newlyweds combine finances successfully? 1. Be open and honest about your finances As newlyweds, building...
by Kevin Mercadante | Credit and Debt, Finance
Unless you actually work in the lending business, you may think of co-signing a loan as being a casual arrangement. It is something that you will do for a family member or friend in order to help them establish credit, rebuild credit, purchase something they truly...
by Kevin Mercadante | Credit and Debt, Finance
Paying off debt is always a good idea, but now might be the best time ever to make it happen. The interest rate environment is in a state of flux, and could remove many of the advantages that have come with borrowing in the past few years. The era of record low rates...
by Kevin Mercadante | Finance, Insurance
In certain respects whole life insurance may seem like a good deal. After all, it’s permanent insurance and includes an investment provision. Who could argue with that? However, there are several reasons why term life insurance may better suit your needs. Term life...
by Kevin Mercadante | Economy, Finance, Investing, Personal Finance
Unemployment is falling. Interest rates are at historic lows. The stock markets are near record levels. Why talk about the next recession? Because as sure as you are reading this article, there will be a next recession. Now is the perfect time to talk about it – and...
by Kevin Mercadante | Career, Finance
The job market it seems, is improving more slowly than the economy is. It can still be difficult to find a job even if you are fully employed now. What can you do that will help you to land your next job? Identify your strengths and interests It would be nice if we...