by Kevin Mercadante | Family Finance, Finance, Investing
We all have a number of skills, habits in activities that we like to teach our kids, but have you ever given thought to teaching your kids how to invest? There are more than a few reasons why you might want them to adopt this skill early in life. They won’t learn how...
by Kevin Mercadante | Finance, Investing, Personal Finance, Real Estate
New home buyers sometimes resist the idea of getting a home inspection. After all, it costs extra money, and there is the uncomfortable possibility that something may be found that could put an end to the deal. But as much as you might resist getting a home inspection...
by Kevin Mercadante | Credit and Debt, Finance, Personal Finance
Buying a car in a car dealership can be more than a bit nerve-racking. They have the cars – and they also have the knowledge. If you’re like most people, you don’t have either. That puts the car dealership in a stronger position than you. There are ways of getting the...
by Kevin Mercadante | Finance, Personal Finance
If you have an unstable income, one of your biggest challenges is to develop ways to smooth out your cash flow and make your finances more consistent. This can be an issue if you are self-employed, or rely on a significant amount of commission or bonus income as part...
by Kevin Mercadante | Finance, Taxes
Lots of people over-withhold on their income taxes during the year in order to create a large tax refund at tax filing time. They see this strategy as something of a forced savings plan – in effect, they put the money on deposit with the government and then get it...
by Kevin Mercadante | Family Finance, Finance
If you have a family, and money is at least a little bit tight, then you can appreciate how unaffordable family activities can be. A simple night at the movies for a family of four can easily be more than $50 or $60. Family vacations can be a serious budget buster,...
