by KathrynV | Debt Elimination, Frugality
We would all love to be debt free. The first step to getting rid of debt is to learn to live within your means. If you can get a grasp on spending less than you earn, you’ll generate the savings that you need in order to pay off your debt and stay debt-free for...
by KathrynV | Money and Psychology, Personal Finance for Couples
Most of us try to take a practical, reasonable approach to money. We make budgets and educate ourselves about personal finance. However, no matter how practical we may be, at least a small part of our financial decisions are based more on emotion than logic. The way...
by KathrynV | Financial Planning
As the New Year begins we are refreshed with that feeling that we’re getting a new start. That enthusiasm shouldn’t be underestimated. January is a great time to really get going on some great financial goals. Here are 10 important things that you can do...
by KathrynV | Credit Score
Most unemployed people aren’t aware of this but an extra free annual credit report is available to people without employment. This has been a right of the unemployed for nearly fifteen years and yet very few people without jobs take advantage of this right. The...