by Miranda | Credit Cards, Debt & Credit
Many of us have the goal to become debt free. This isn’t normally a problem, since debt is one of the biggest drains on wealth. If you have a lot of debt, you are paying interest to someone else, and you aren’t using your money to improve your situation....
by Miranda | Credit Score, Debt & Credit, General Finance
Most of us know that having good credit is important. Your poor credit can cost you thousands of dollars over your lifetime if you aren’t careful. When people refer to “your credit”, they are referring to your financial reputation. And they can be...
by Miranda | Credit Cards, Debt & Credit
Many of us use credit cards because they are convenient. You can buy what you want now, and pay later. Credit cards come with fraud protection, and they are easy to carry around. You can even use them internationally, and they make helpful additions to your cash flow...
by Miranda | Credit Cards, Debt & Credit
Even though it can be easy to fall into the debt trap when you use a credit card, the truth is that sometimes it’s best to use a credit card. It’s true that you can use a debit card in much the same way as a credit card, but there are some things a debit...
by Miranda | Credit Cards, Debt & Credit
It’s almost a rite of passage for finances: You get a credit card. Many of us look forward to the first credit card. It seems like a big step, and it really is — if you want the credit score it takes to buy a house or a car at a good interest rate later on...