by Miranda | Credit Score, Financial Literacy, ID Theft
One day, my sister was surprised to receive a bill for a medical procedure that she had never had. A “friend” of hers had gone to the hospital, and when asked for her information, she had provided my sister’s name, birth date, address and other...
by Miranda | Credit Score, Financial Literacy
You know that your credit score influences decisions that others make about you regarding your finances. And your credit score is about more than determining whether or not you get a loan, and what interest rate you will receive. These are major considerations, and...
by Guest | Credit Score, Debt Elimination
Millions of Americans are submerged in the pool of debt and they are always looking for a solution to come out of it. Once they liberate themselves from the clutches of debt their financial health improves. In order to eliminate their debt they employ many management...
by Miranda | Credit Score, Financial Literacy
Much has been said about the credit industry and there are endless debates about the merits of the credit score system — especially how you build credit. However, the fact of the matter is that our economy (at least here in the U.S.) is largely based on consumer...
by Miranda | Credit Cards, Credit Score, Financial Planning
Since August 2009, different rules associated with the Credit CARD Act in the U.S. have been coming into existence. The final rules from the Credit CARD Act will become binding next month. And, while consumers have received some protect from some credit card issuer...
by Miranda | Credit Score, Financial Planning, General Finance
It may say more about the state of affairs in our society and our economy than anything else, but the truth is that you need to borrow money. Lending and credit have become such integral parts of the way our society does things with money that your entire financial...