by Miranda | Credit Cards, Credit Score, Financial Planning
Since August 2009, different rules associated with the Credit CARD Act in the U.S. have been coming into existence. The final rules from the Credit CARD Act will become binding next month. And, while consumers have received some protect from some credit card issuer...
by KathrynV | Credit Cards
Having a great rewards credit card can definitely be a good thing. If you pay it off immediately so as not to accrue interest then you’re basically getting free money for the money that you already spend anyway. However you have to make a smart choice so that...
by Miranda | Credit Cards, Financial Planning, General Finance
As a society, we love the convenience that comes with swiping a piece of plastic. However, many of us are wary of credit cards. Debit cards, though, are connected to your checking account, so, in theory, what you spend is what you already have in the bank. As long as...
by KathrynV | Credit Cards
Did your credit cards change in the past three years? Did your interest rate go up? Did your cards get canceled or your credit limit decrease? Of course this happens all of the time to people who are late on their payments or otherwise fail to meet their credit card...
by Miranda | Credit Cards, Credit Score, Financial Literacy, Financial Planning
The recent recession has given rise to a backlash against credit. And it is true that an irresponsible use of credit, especially credit cards, can lead to financial ruin. For some, it might make sense to do away with the temptation and have done with credit...
by KathrynV | Credit Cards
Credit cards are a part of modern life. You may avoid using them most of the time but chances are that you carry one around for emergencies or use one to make big purchases. As a smart person, you already know about the basic things that you want to look for in a...