by Tom Drake | Credit and Debt, Finance
If you think bad credit isn’t a big deal — think again. The truth is, credit issues can have a crippling affect on all facets of your financial life. So, before you shrug off a low score, here’s a look at six side effects of bad credit. 1. You’ll pay...
by Tom Drake | Entrepreneurship, Marketing
The chances of an indie band making it are already slim enough without factoring in the absolute power of distribution that a record label brings. Not every band can sign with Universal, but you can still find ways to distribute your music online and make money with...
by Tom Drake | Finance, Personal Finance
You’re probably used to the checked bag fees that airlines have been charging for years now. Most of us are used to paying between $20 and $30 for the first checked bag, and paying even more for additional bags (some airlines charge $100 for a third checked...
by Tom Drake | Finance, Personal Finance
I don’t really use banks in the same way my parents did. It is conceivable that I could get along just fine without one. Many people do. What would it be like to completely ditch the bank? How would it change the way we transact business. Would it be a huge...
by Tom Drake | Personal Finance
For many of us, morning coffee is much-needed pick-me-up. It can be hard to get going in the morning without that cup of joe. However, you might be surprised at what it’s costing you. You’ve probably heard of “The Latte Factor” and how you...
by Tom Drake | Finance, Insurance
One of the best things you can do for your family is to purchase life insurance so that they have some sort of protection in the event of your untimely passing. Deciding how much life insurance to get can be tricky, though. According to a recent Forbes article, you...
