by Mike Collins | Personal Finance
If you’re like most people you probably receive at least one or two credit card offers in the mail every day. Most of us just tear them up and toss them in the garbage without giving them a second thought, but if you’re actually in the market for a new credit card...
by Mike Collins | Personal Finance
Most people understand the importance of a good credit score. They know that a low score can affect everything from the interest rate on their mortgage to the amount they pay for auto insurance. The problem is that many people don’t have the slightest idea which...
by Mike Collins | Frugal Living
Winter is already in full swing, but it is not too late to take steps to minimize your heating expenses. If you’re like most families your heating bill is one of the biggest expenses you have, so trimming those costs a little here and there can go a long way. And...
by Mike Collins | Personal Finance
Credit card fraud is a serious crime that costs card holders and issuers hundreds of millions of dollars every year. And it doesn’t just take a financial toll on its victims. Trying to repair the damage done by credit card fraud is also stressful and time-consuming. ...
by Mike Collins | Personal Finance
There are many personal financial experts who advise you to never use a credit card. They insist you need to cut them up, throw them out, freeze them in a block of ice, or burn them in effigy. They think you’re too immature and undisciplined to be trusted with...
by Mike Collins | General
We all have financial goals that we want to achieve in our lives. Whether you’re hoping to get promoted to Vice President and earn an annual salary of $250,000 or start your own successful business so you can be your own boss, your goals are what give you focus and...
