by Laura Martinez | Budgets and Bills, Debt Reduction
Not so long ago, managing personal finances involved sitting down with a paper, pen, calculator and a checkbook. All the important financial information was either written down on slips of paper meant to be stored in files and any financial planning that took place...
by Laura Martinez | Debt Reduction
Browsing across the web, you stumble upon interesting things, some of which are quite informative. Dave Ramsey and others point out that early in the 20th century buying on credit was frowned upon: History also teaches us that debt wasn’t always a way of...
by Laura Martinez | Debt Reduction
I’ve been trying to pay down my car loan faster, so I’ve been making extra payments. I use my local credit union’s online bill pay which let’s me put a memo on my ‘checks’. I write that the extra payment is supposed to all go into the...
by Laura Martinez | Debt Reduction
Welcome StumbleUpon users! Don’t forget to subscribe with RSS or with email to get automatic updates. It’s possible to overcome debt, but you have to be diligent. Try to make a commitment to yourself to get high interest debt out of your life as soon as...
by Laura Martinez | Debt Reduction
Welcome carnival visitors! If this is your first time here, please look around and leave your feed back. If you like what you see, please add this site to your feed. Monday is when I post my Rich College Student Series. Please check my archives in the BEST OF page of...
by Laura Martinez | Debt Reduction, Household Savings
Work on Debt Reduction or Build Savings? There is huge amount of personal finance tips on the web, in books, on the radio, and on the television. The problem for most people is what to do first. Should we start by investing? Should we pay off our credit cards? Should...