by Laura Martinez | Debt Reduction
Everyone wants you to do everything it seems: invest in the market, pay down all your debts, save up for your house, make sure your kids have money for college, etc. It can be overwhelming, I know. I had a hard time figuring out where to begin a couple of years ago....
by Laura Martinez | Debt Reduction
It’s a bit of a crunch time for us and we’re looking for was ways to cut some fat off our budget for a just a bit of time for this town house purchase. I noticed that these tips also work with building a bigger debt reduction fund, so I decided to focus on...
by Laura Martinez | Debt Reduction
I have a relative that has used payday loans to keep them a float sometimes. I was surprised since they had a decent job. After chating a bit with them, I found out that they had a habit of spending more than they earned. Pretty much many items in the house were on a...
by Laura Martinez | Debt Reduction
This is a guest post from Jason Holmes is one of the financial writers associated with the Debt Consolidation Care Community. How can debt counselors help? Debt counselors are playing a vital role during the credit crunch. They are helping debtors to get out of debt...
by Laura Martinez | Debt Reduction
What Is Spending Addiction? Indiana has a great resource on spending addiction. Here’s how they describe it: People who “shop ’till they drop” and run their credit cards up to the limit often have a shopping addiction. They believe that if they...
by Laura Martinez | Debt Reduction
If you’re looking to reduce your debts without getting into a debt consolidation program, there are things you need to consider. Stop using credit cards. Hide them, freeze them, or perform a plasticomy. Use either a physical envelope budgeting method and take...