by Miranda | Credit Score, Debt & Credit, General Finance
With many students graduating from college, there are thousands of individuals venturing out into the “real” world for the first time. Graduation often marks the first time that young adults begin to make their own money decisions, and begin to understand...
by Miranda | Credit Score, Debt & Credit
When we think of bad credit, many of us think about the ways that bad credit can harm our chances at getting a loan. Bad credit can lead to higher interest rates, which can cost more money in the long run. Part of borrowing smart is making sure that you have good...
by Miranda | Credit Score, Debt & Credit
You don’t need a good credit score, right? After all, do you really need lower interest rates? Plus, lower insurance rates are kind of over-rated anyway. If you are ready to really take your credit score down a notch or two, here are some solid ways to take your...
by Miranda | Credit Score, Debt & Credit
Among the realities of modern life is that most of us, at some point, will need to borrow money. Even if all you do is borrow to buy a home, you will still need good credit when the time comes. Additionally, even if you decide that you don’t need to borrow money...
by Miranda | Credit Score, Debt & Credit
The information on your credit report is very important, and influences your credit score. When you have negative items on your credit report, they are plugged into an algorithm that is used to determine your score. And your credit score, of course, influences the...
by Miranda | Credit Score, Debt & Credit
If you are planning on making a purchase with a loan, you will need a good credit score if you want the best terms. In order to get the best results as you attempt to improve your credit score, or avoid letting it become a problem, you need to pay attention to the two...
