How To Create Your First Budget

Some of you out there might think this is interesting but there are a lot of people out there who do not know how to make a realistic budget, or any budget for the matter. I have a couple of friends who said that they’ve never had a budget, and don’t even...

Spring Expenses: Are You Ready?

We just got our first – and most like, our only – snow of the winter season where I live; so, naturally, what better time to start thinking about spring expenses? I’m one of those people who absolutely adores the season of spring. From the warm...

Top 3 Tips to Stay Within a Food Budget

Mr. BFS and I have been slipping with our food budget over the last couple of months.  But now the holidays are over, we’re getting back to our normal routines.  Here is how we are trying to stick to our $500 a month or less food budget. Document It Our first order of...

Save Money On Children's Clothing

My daughter is four years old. Knowing that, you’d think her closet would be full of size 4 clothing (that is, if you know anything about children’s clothing sizes, which – for the first few years at least – tend to correspond directly with a child’s age). But, in...

It Pays To Say Yes

So often, we find ourselves saying no in order to manage our monthly budget. I know I’m horribly guilty of this. Maybe it’s a friend who invites you to a dinner out at a fancy restaurant, only to hear you decline because you don’t want to bust your...