by Laura Martinez | Mortgages
If you’re considering buying a house in the next few years, it may seem like the process is overwhelming. Having recently bought a house, we know it’s completely doable and there are some thing you can do to increase your chances of getting a great deal on...
by Mike | Investing, Mortgages
Should you pay off your mortgage or invest your extra cash? Many young individuals feel an incredible pressure when looking at their mortgage statement. I remember the very first time I went online after buying my first house: the only thing I saw is that I owed...
by Laura Martinez | Mortgages
Today we’re supposed to close on our house. I’m cautiously ooptimistic about it since we had the closing delayed last minutes before. I thought it might be interesting to keep a diary of the day, both as a personal record for us (it’s our first...
by Laura Martinez | Big Purchases, Mortgages
It looks like we’re back on for the place! We were suppose to close on the town house a couple of months ago, but a required sign-off had to happen and it didn’t. Now fast forward to this week and in the midst of my new temporary work assignment I got the...
by Laura Martinez | Big Purchases, Mortgages, Taxes
What is the deal with $8,000 Tax Credit for First-Time Homebuyers? The big financial news this week is that the Tax Credit for First-Time Homebuyers that was set to expire on November 30, 2009 has been extended until April 30, 2010. It also has been expanded to...
by Laura Martinez | Big Purchases, Mortgages
My husband and I are in the process of buying a house. Reviewing several books on personal finance and mortgages, I’ve been reviewing information on down payments. How Much Should Your Down Payment Be? The direct answer is as much as you can afford. What can...
