by Laura Martinez | Household Savings
Everyone needsĀ an emergency fund whether you’re in debt or not, whether you make a lot of money or not. College students are not exempt from it. Bad things happen and usually it is at the worst possible time. An emergency fund can gilave you some control over...
by Laura Martinez | Cars, Household Savings
Car Payments Vs. Savings Most people I know love their cars, but hate the car payments. If people drove their cars until for three more years after paying it off (assuming that bought it new) and took their monthly payments and put it in a high interest savings...
by Laura Martinez | Debt Reduction, Household Savings
Work on Debt Reduction or Build Savings? There is huge amount of personal finance tips on the web, in books, on the radio, and on the television. The problem for most people is what to do first. Should we start by investing? Should we pay off our credit cards? Should...
by Laura Martinez | Household Savings
4 Tips to Get An Emergency Fund Started With a few adjustments, you can build a system that allows you to build savings without counting your dollars everyday. Automate your emergency fund deposit. This is the best step you can do because it will take the money out...