The Cost of Drinking

Leave a Comment I have to confess, I'm writing this post with a hangover. Not one of those little nagging headaches and a general feeling of fatigue mind you, but a full-blown sensitive to light and loud noises kind of hangover. For some reason alcohol and the 4th...

The CraigBay Technique

Leave a Comment I’ve been on my computer quite a bit more than usual lately. No, I haven’t just been surfing the internet. No, I haven’t been playing a lot of video games. No, I haven’t been spending time at morally questionable sites...

Real Personal Finance

Real Personal Finance involves falling down and getting back up.  Forgetting to budget for months at a time.  Spending money on depreciating items and sometimes even items that had no value to begin with. Real personal finance involves debt and over-leveraging...