by Ray | Financial Planning, Financial Planning Basics Guide
Monday’s are when I post about financial planning basics, but this week I have to go back to step one in our financial planning guide. In step one of financial planning I stated to organize your finances to make financial planning easier, I received couple of...
by Ray | Financial Planning, Financial Planning Basics Guide, General Finance
Setting financial goals is the fundamental of financial planning process, after all if you do not have a financial goal what is the point of financial planning? Setting financial goals does not have to be complicated, tedious or long, but it is a great gauging tool to...
by Ray | Financial Planning, Financial Planning Basics Guide, General Finance
This is the fourth post on basics of financial planning, if you have missed the first three posts you can click on the links at the end of the post. Budgeting is a very basic and important part of personal finance, is it a must for financial planning? Some say yes...
by Ray | Financial Planning, Financial Planning Basics Guide, General Finance, Insurance, Investing, Retirement
This is the third post on the Financial Planning Basics series, if you have not read the last post click here. Understanding the Financial Pyramid is an essential part of understanding the financial planning process. I will try to outline the basic concept of the...
by Ray | Financial Planning, Financial Planning Basics Guide, General Finance
This is the second post in the Financial Planning Basics series, if you have not read the first post you can find it here. This is pretty much the first step into financial planning, well actually it’s more like the pre-work. At This stage you want to take a...
by Ray | Financial Planning, Financial Planning Basics Guide, General Finance, Retirement
There is no formal education that focuses on personal finance and financial planning in the education system, it is only too common to see individuals and families having too much debt, not enough savings, unrealistic expectations of retirement and no financial plan...