I have to concede that the DebtPayer Challenge is a failure.  I thank those of you that supported the effort, but I’m pulling the plug.  The moral of the story: there’s no easy way out of debt. 

It’s going to take years for my wife and I to get out of debt, if we ever do.  There is no easy way out and that is the cold hard truth.  Let it serve as a lesson to not get in debt over your head in the first place.  It’s a strain on your life, your marriage, and everything else that goes along with it. 

Thanks again to everyone.  I’ll keep trying to plug away at my six figure student loan debt, one day at a time.