by Laura Martinez | Credit Reports and Scores
As we’ve been going through the process of buying a house, I noticed I became more and more aware of my FICO score. I wanted to make sure we were raising our credit scores by choosing sound financial habits. What’s a “Hard Pull” on a Credit Check?...
by Laura Martinez | Credit Reports and Scores
Many lenders today depend on credit scores for so many big loans, such as a mortgage,car or student loan. Your credit score helps determine if you can get a loan and how much interest you’ll end up paying. If you’re wondering what makes up your credit...
by Laura Martinez | Credit Reports and Scores
Sometimes I get questions sent to me through the email. Some questions are very specific and some a bit more universal. Reader Asks a Question About Credit Reports One question I received through email this week was about credit reports and scores. Here’s the...
by Laura Martinez | Credit Reports and Scores
Errors on My Credit Report A few months ago, I was checking out my credit scores to get an idea of where I stand. I had heard that there can be errors on it that can hurt your score and in in turn give you hugher interest rates for auto and home loans. I noticed three...