Why Consumer Debt Levels Are So High

Debt is a huge problem for many Americans as a ton of people are wrestling with high interest consumer debt. These consumer debt levels are incredibly high currently for a variety of reasons. High Credit Card Debt The biggest reason that people fall into the consumer...

How To Earn Money Online

Tons of people are looking for ways to earn money online. I was in a day job from June 2005 to July 2011 making about $35,000 a year before taxes and benefits, but now I work from home and have been making more than $10,000 a month with my own online business. Let’s...

Is Funeral Insurance Necessary?

I have been looking into funeral insurance for the first time this past week. Lets’ take a look at the pros and cons of a funeral insurance policy and see if it is right for you. Funeral Insurance is Convenient Funeral insurance can be useful since it does provide a...

How To Create A Personal Budget

As the name of my own blog may imply, I highly value budgeting. I never had a problem managing my money, but our budget keeps us on track. Plus, for anyone having financial issues, creating a personal budget can be the first step on the road of financial freedom. Here...

How Much Is The Social Security Tax?

Social Security is one of those programs that a lot of people sadly depend on for income in their retirement years. This program is funded by the social security tax that working Americans and their employers pay. But how much is the social security tax? The Social...

What Is The True Cost Of Debt?

Debt is one of the big issues that keeps most people from living their financial dreams. It simply limits options. You can’t do as much with your own money if part of it (or most of it) is already earmarked for someone else. That is the true cost of debt. Literal Cost...