If you’re like me, then setting goals and keeping them is not your nature. I have learned the hard way that have specific goals helps me get more down instead of doing several things at once and getting nowhere.
A very productive way to write a goal is to use the SMART method. Basically, it boils down to:
- Specific: Choose a specific goal. Don’t say ’save more’, but instead choose ‘put aside 5% of my paycheck into a savings account.’
- Measurable: How do you know when you reached your goal? If you are saving an emergency fund up, consider setting aside 3-6 months of living expenses.
- Attainable: Work on 1 or 2 goals at a time so you don’t feel overwhelmed.
- Realistic: Make sure your goal is something you can do and truly believe in.
- Time Based: By setting a deadline, you can work backwards and break down the steps into mini goals.
It’s helped me acheive some of my career goals and I’m using it for my financial goals that I update very month.
Photo Credit: Todd Huffman
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