Spend or Save: Learning How To Spend Money

For the past two years, my husband and I have survived on a threadbare budget. We’ve said no to dinners out, to new clothes, to unnecessary trips across town. Whenever faced with the decision to spend or save, we always opted to put money away for a rainy day...

Common Reasons People Give for Not Investing

Most people know that if they want to have enough money to support themselves in retirement they need to start saving and investing early.  Earlier is better as the magic of compound interest can help turn even small sums into a sizable fortune. Yet many people still...