by Miranda | Finance, Personal Finance
One of the things I find most interesting about the interactions between people and their money is the fact that so many of them have no idea what they want their money to do for them. They pay the bills, buy a few things, set aside money for retirement, and may even...
by Miranda | Family Finance, Finance, Personal Finance
We often think about “being middle class” as living with enough. If you’re middle class, you might not be “rich,” but you usually have enough to cover your needs and some of your wants. We often think of being middle class as being able...
by Guest | General Finance
Canadians are known to be generous when it comes to charity, 84% gave last year according to a recent BMO poll. Giving means you are helping a worthy cause and you can receive a tax receipt for your donation for tax savings. Though recent studies show Canadians don’t...
by Miranda | Finance, Investing, Retirement
One of my favorite accounts is the Health Savings Account (HSA). The HSA is a tax-advantaged savings account that provides you with a tax deduction now, and, if you only use the money for qualified expenses, grows tax-free to boot. It’s an account that allows...
by Miranda | Entrepreneurship
When you decide to head off on your own, starting your own business, it makes sense to carefully consider how you will structure your business. Figuring out how to manage as your own boss means that you need to have a solid idea of which business organization is best...
by Miranda | Credit Cards, Debt & Credit, Frugality
I’m not much of a penny pincher. When it comes to the grand scheme of things, I’m more interested in enjoying myself, and getting the best bang for my buck than in getting something as cheaply as possible. But that doesn’t mean I don’t go for...
by Miranda | Finance, Personal Finance, Retirement
Every October, the IRS takes a look at the Consumer Price Index for the 12 months from September to September and determines what changes should be made in terms of cost of living increases for Social Security, as well as the rules for contributions to tax-advantaged...
by Miranda | Financial Planning, General Finance, Money and Psychology
We’re always told that money should be something that is regarded without emotion. When we make decisions about money, we are supposed to be rational so that we don’t make poor choices. Unfortunately, money stirs strong emotions in us. It’s very...