Getting injured is never nice, and never something you want to go through. But it’s rarely your decision, and quite often, it happens in the worse possible moment. Having to cut short a vacation because you injured yourself can be too bad, but if you were supposed to work, and your accident forces you to miss work, it’s even worse. This is where an injury insurance policy can help you out, and cover the salary you would otherwise get had you been able to go to work.


Injuries can happen to anyone, but especially women that love sports, or working out, can strain a muscle, or get injured in a way where they can’t work anymore. Maybe you’re providing support for your whole family. You know how your kids are depending on you, and the last thing you want is being out of work, forced to stay home, because of an injury, and unable to bring in money or food on the table. That’s why this type of injury insurance is so important, and how it can help you greatly. When the worse happens, that’s when the benefits come in, and how they can help you out. It’s really a compensation that you get for an unfortunate situation. It’s some side help, a financial support, to help you through a dark period. So make sure you save up all those medical bills, and the work papers, showing how you have to miss work, and your benefits will be paid in no time at all. I myself play hockey, and all too often have missed days at work due to ankle injuries.


Accidental injury insurance works in a very similar way as any other insurance out there. The first thing to do is take a policy. Typically, injury insurance will cover you when an accident occurs, and you have to miss work. There can be extra clauses, but the base is always the same. Then, should something happen, it’s simply a matter of filling up a claim. Make sure to always take care of your medical needs first, but then, your financial needs shouldn’t be jeopardized because of what happened to you. Losing work days can be catastrophic on your financial well being, and that’s where accident insurance comes in.



So why wait? Insurance has to be taken before you get injured, so you don’t want to have something happen to you and be left without any recourse. Get an injury insurance policy today, and you’ll be covered tomorrow, and every day, for when something does happen. You’ll be glad that you took care of it. You’ll thank yourself, and you’ll know your family won’t be left in need because of the incident.




Mike, aka The Dividend Guy, authors The Dividend Guy Blog since 2010 and manages portfolios at Dividend Stocks Rock. He is a passionate investor.