by Miranda | Financial Literacy, Financial Planning
If only I had more money… I’ve heard this refrain from friends and relatives for years. I’ve even said it myself. The idea is that having more money is the key to financial stability and freedom. If you had more money, you’d start saving. If...
by Guest | Debt & Credit, Debt Elimination, Financial Planning, Savings
Most Americans have never learned the bare-bones basics of personal finance. They regard having an available balance on their credit card as the same thing as having an actual savings account. It isn’t entirely their fault; the entire consumer lending industry,...
by Guest | Economics, Financial Planning
When dealing with financial loss, plenty of us will experience serious problems in the short and long run. While not always easy to avoid, if you employ a proactive approach and take steps to protect you and your loved ones, you can avoid problems. Here are the top...
by Miranda | Financial Planning, Shopping
If you are like many consumers, your budget tends to feel a little tight during the holiday season. After all, you tend to spend more this time of year. From buying gifts, to paying for food if you entertain, to a higher electric bill due to the lights that might be...
by Miranda | Economics, Financial Planning, Mortgage
With interest rates near record lows, many homeowners want to refinance their mortgages. This can make sense, since it can mean that you save money over the life of your loan, or that you can improve your monthly cash flow (or do both). As you refinance your mortgage,...
by Craig Donofrio | Financial Planning, Frugality, Savings
A few things in life are inevitable – like parking spot shortages, nosey neighbors, and rising rent costs. In 1950 the median gross rent was $250. By 2000, it had risen to $602, according to the U.S. Census Bureau. In urban areas like Manhattan The New York Times says...