by Miranda | Behavioral Finance, Credit and Debt, Finance
The latest information from the Federal Reserve indicates that credit card debt is on the rise again. In the years directly following the financial crisis, many consumers reduced their debt load. Household debt – including credit card debt – fell. However, that is not... by Kevin Mercadante | Credit and Debt, Finance, Personal Finance
There is some division of opinion when it comes to car leases. Most people don’t particularly like them, but others absolutely swear by them. It’s often a matter of personal preference and individual circumstances more than anything else. Why a lease might work for... by Miranda | Credit and Debt, Finance
In recent years, there has been a backlash against payday loan providers. These types of loans fall in the category of small dollar loans. You can get between $200 and $2,000 (and sometimes more) from payday lenders without too much trouble. However, you pay in other... by Kevin Mercadante | Credit and Debt, Finance, Investing, Personal Finance, Retirement
401(k) loans have become a fairly common means of obtaining financing for non-retirement related purposes. This is especially true since the financial meltdown and the tightening of lending guidelines for other types of loans. A 401(k) loan is easy to get – in fact,... by Miranda | Credit and Debt, Finance, Personal Finance
Are you looking back over your credit card bills and realizing that you went a little overboard with your spending? This is a common affliction after the holidays end and a new year is underway. If you want to break out of the cycle and avoid holiday debt next year... by Kevin Mercadante | Credit and Debt, Finance, Personal Finance
Buying a car in a car dealership can be more than a bit nerve-racking. They have the cars – and they also have the knowledge. If you’re like most people, you don’t have either. That puts the car dealership in a stronger position than you. There are ways of getting the...