by Andi B. | Debt Repayment, Kid-Friendly, Money Relationships, Personal Finance
by a.b.When I went to Target tonight, I thought I was just picking up dog food and toilet paper. Instead, I had the chance to observe a parent unwittingly teaching their child about money.I was in the lamp section, looking for a desk lamp to light the only dark corner...
by Andi B. | Debt Repayment, Personal Finance, Spent Too Much
by a.b. So my husband has a great new BofA credit card with 0% interest for the next seven months, hopefully. Since it was a new card, I hadn’t put it in automated bill pay yet. Unfortunately, this particular bill is due on the Columbus Day holiday. I set it up...
by Andi B. | Debt Repayment, Personal Finance
by a.b.There is no better feeling than paying off debt. Within the next two months, one of our credit card balances will drop to zero. I’m dropping the interest rate on another one to 1.99% via balance transfer.When I first started blogging last year (pre-Modern...
by Andi B. | Debt Repayment, Personal Finance, Saving Money, Simple Steps to Frugality
by a.b.Now that you’ve made a life-altering decision, and capitalized on momentum to make huge changes, it’s time to put your new life on auto-pilot.If you have to revisit these new frugal decisions everyday, you might stop making them, or give up, or...
by Andi B. | Debt Repayment, Personal Finance, Saving Money, Simple Steps to Frugality
by a.b.It’s difficult to see the value in cutting back your daily Starbucks at $3 a pop, when you’re facing thousands of dollars in debt. The key is in perception.Three dollars a day is equal to $1095. That feels like it would put a dent in your goals....
by Andi B. | Debt Repayment, Personal Finance, Saving Money, Simple Steps to Frugality
by a.b.Now that you’ve gained some excellent momentum with big cuts, I’m going to confuse you and tell you to take a step back. Creating a frugal lifestyle is a process with necessary and dreaded introspection. While we’ve been working with momentum,...
