by Miranda | Credit Score, Debt & Credit
When we think of bad credit, many of us think about the ways that bad credit can harm our chances at getting a loan. Bad credit can lead to higher interest rates, which can cost more money in the long run. Part of borrowing smart is making sure that you have good...
by Kristen Kuchar | Debt & Credit
Debt is often associated with stress, bad financial decisions, and takes on a negative meaning. But in reality, some types of debt can be good. In fact, good debt is often vital for a healthy financial situation. There are two reasons why something would be good debt....
by Kristen Kuchar | Debt & Credit
Debt can send out finances into a downward spiral fast. But besides being detrimental to our finances, there is also a strong emotional aspect to debt. Denial Often with overwhelming debt, people choose not to even deal with it. They let bills pile up and may not even...
by Miranda | Credit Cards, Debt & Credit
It’s exciting to pay off debt. As you pay off credit cards, you enjoy that feeling of becoming financially free. But before you get so excited that you cancel your credit card, you need to take a step back. Is it really in your best interest to cancel your...
by Miranda | Credit Score, Debt & Credit
You don’t need a good credit score, right? After all, do you really need lower interest rates? Plus, lower insurance rates are kind of over-rated anyway. If you are ready to really take your credit score down a notch or two, here are some solid ways to take your...
by KathrynV | Debt Elimination
Almost all of us have debt. We all want to get rid of that debt. The task of doing so can seem overwhelming, can’t it? However, debt elimination really involves taking a lot of simple steps. Here are 25 basic steps to getting rid of your debt once and for all....
