Saving money on groceries

When you hit the grocery store for your weekly or monthly shop you know how quickly the trolley piles up and the bill rises. Saving money on groceries is one of the easiest ways to cut back on expenses, but it’s not always feasible to save on items you may feel are...

Our 2013 Tax Rate

Last year, for the first time since getting married, my husband and I entered a new tax bracket for our federal taxes. We were interested to see what this would do to our effective tax rate, which in previous years had been in the single digits. Of course, 2013 was...

Frugal Ways to Spice Up a Room

Once you’ve been living in the same home for a number of years you can start to get bored.  Looking at the same furniture and décor year after year will have you yearning to switch things up. Unfortunately, any kind of remodeling or redecorating job will quickly...