by Andi B. | Debt Repayment, Personal Finance, Saving Money, Simple Steps to Frugality
by a.b.Now that you’ve made a life-altering decision, and capitalized on momentum to make huge changes, it’s time to put your new life on auto-pilot.If you have to revisit these new frugal decisions everyday, you might stop making them, or give up, or...
by Andi B. | Debt Repayment, Personal Finance, Saving Money, Simple Steps to Frugality
by a.b.It’s difficult to see the value in cutting back your daily Starbucks at $3 a pop, when you’re facing thousands of dollars in debt. The key is in perception.Three dollars a day is equal to $1095. That feels like it would put a dent in your goals....
by Andi B. | Debt Repayment, Personal Finance, Saving Money, Simple Steps to Frugality
by a.b.Now that you’ve gained some excellent momentum with big cuts, I’m going to confuse you and tell you to take a step back. Creating a frugal lifestyle is a process with necessary and dreaded introspection. While we’ve been working with momentum,...
by Andi B. | Debt Repayment, Green, Kid-Friendly, Personal Finance, Saving Money, Simple Steps to Frugality
In Step 3 of Simple Steps for Frugality, we talked about getting the most bang for your frugal buck. What are the quickest ways you can slash your expenses so that you don’t lose momentum? Since everyone has different spending in different categories, here are...
by Andi B. | Debt Repayment, Personal Finance, Saving Money, Simple Steps to Frugality
by a.b.Don’t worry. The most brutal part is over. You had, as my father would say, a “come to Jesus” moment and decided to make some positive changes in your life, and involved your financial partners. You took a long (hopefully not too painful) look...
by Andi B. | Debt Repayment, Personal Finance, Saving Money, Simple Steps to Frugality
by a.b.The saying goes: “To know where you’re going, you have to know where you’ve been.” In Step 1, you decided something isn’t right in your life. You set a goal, a reason why you want financial freedom, you committed, and you involved...