by Miranda | Economics, Financial Planning, Mortgage
With interest rates near record lows, many homeowners want to refinance their mortgages. This can make sense, since it can mean that you save money over the life of your loan, or that you can improve your monthly cash flow (or do both). As you refinance your mortgage,...
by Libby Balke | Debt Repayment, Mortgage
“We bought a house!” I announced to my friends via Facebook a few weeks ago. It was a thrill to say those four words, but at the same time, I couldn’t help but feel like a bit of a fraud. Why? Because, as anyone who’s ever taken on a mortgage...
by Libby Balke | Housing, Mortgage
If you’re looking to buy a new house, I’ve got the perfect family home for you. It’s got three bedrooms, two and a half baths, a beautiful shade tree in the backyard and upgraded surfaces in the kitchen. There’s just one problem… I...
by Miranda | Financial Planning, Mortgage
When it comes to buying a home, we often have a choice to make: bigger or smaller? There are, of course, pros and cons to the size of house you choose, and what you end up with depends largely on your individual preferences and situation. How you utilize your space...
by Miranda | Financial Planning, Mortgage, Real Estate
Many people realize that now might be a good time to buy a home. Home prices are low, and mortgage rates are still fairly competitive. However, those with modest means might find that they are having a hard time getting approved. These aren’t the heady days of...