One of the debates that rages in the world of personal finance is whether or not there is such a thing as “good” debt. Some claim that all debt should be got rid of as soon as possible, no matter the type that it is, while others see some types of debt as...
When you are trying to pay down debt, one of the hardest things to do is to stick with it. Getting started can be a huge step, and then once you are on your way, it can be difficult to stay with your plan. In order to help thousands of people kickstart their debt pay...
No matter what your stance about credit is, your credit score can be helpful in many situations. Yes, credit may not be good for you if you cannot seem to control yourself and spend like crazy when you have extra “funds” left on your card, but there are...
When I got my first credit card, I thought I was only going to use it for emergencies. Then I made every little thing out to be an emergency. That’s how I got into thousands of dollars of debt. When you buy things with a credit card, it’s easy because it...
As mostly everyone knows, debt can accrue quickly. However, eliminating debt is a much slower process (don’t we all wish it was the other way around?). Debt from mortgages, cars, furniture, college, credit cards and so on can seem endless. Paying off your debt...
Many individuals have credit cards. Before the very end of last year, I only had 1 card. I used this credit card a lot, but I never carried a balance on it. I used it mainly to build my credit. I was doing something wrong when it came to my credit card usage though. I...
