Buying a Home vs. Owning a Home

“We bought a house!” I announced to my friends via Facebook a few weeks ago. It was a thrill to say those four words, but at the same time, I couldn’t help but feel like a bit of a fraud. Why? Because, as anyone who’s ever taken on a mortgage...

I’m One Step Closer To Being Debt Free!

As of noon today, I am officially one step closer to being debt free! My parents have helped me pay off my student loans ever since I graduated with my Master’s degree in August 2005. I recommend that everyone take masters degree courses. At that point, my total...

I Give Mr. Ramsey…Mostly

So, I’m finally trying the Total Money Makeover. Yes, I know that it makes more sense to pay higher interest rate balances first, but since my interest rates all vary, I think the stable balance is a better thing to track.I refuse to give on the baby emergency...