by Miranda | Credit Cards, Debt & Credit
There are consumers and financial gurus that believe that credit cards are evil, and that they should never be used, lest they lead you into the bondage associated with debt. I don’t think credit cards are inherently evil. Can they lead to debt? Sure they can – if...
by Miranda | Credit Score, Debt & Credit, Financial Planning
Recently, I read an article on CNN Money about a new trend in dating: Checking a potential partner’s credit score before getting really serious. When my husband and I married almost 12 years ago, we didn’t have a credit discussion. I told him about my...
by Miranda | Credit Cards, Debt & Credit
We’re so used to hearing about how credit cards pave the road to financial catastrophe that we don’t often think about how they might actually be able to help our finances. While it’s true that credit card debt can devastate your finances, there is a...
by Scott Bryan | Credit Score
Did you know that if you are refused credit, you can find out exactly why under the Fair Credit Reporting Act (FCRA) and even if you do business or work overseas there is similar legislation to allow you to do the same, like the UK’s Data Protection Act and the EU...
by Miranda | Credit Score, Debt & Credit, General Finance
With many students graduating from college, there are thousands of individuals venturing out into the “real” world for the first time. Graduation often marks the first time that young adults begin to make their own money decisions, and begin to understand...
by KathrynV | Debt & Credit, Investing
I don’t typically write first person stories about my own financial situation. However, I had a really positive experience with social lending. Although a lot of people have used peer-to-peer lending for both borrowing loans and investing money, there are still many...