by Guest | Debt & Credit, Debt Elimination, Financial Planning, Savings
Most Americans have never learned the bare-bones basics of personal finance. They regard having an available balance on their credit card as the same thing as having an actual savings account. It isn’t entirely their fault; the entire consumer lending industry,...
by Miranda | Credit Cards, Debt & Credit
When many of us think of credit cards, we don’t immediately think of ways in which they can enhance our lives and our finances. Too often, we see them as necessary evils, or as nefarious traps designed to hold us in financial bondage. The flip side of that view,...
by Miranda | Debt & Credit, Debt Elimination
Since I’m steeped in the world of personal finance, just about everyone I know is all about getting rid of high-interest consumer debt. While there are lively debates about the acceptable level of low-interest debt, and debt used as leverage, most of those I...
by Guest | Debt Elimination, Job Hunting
Nothing is more stressful than losing your job and watching the bills pile up. It isn’t long before your bank account balance plummets, the collection companies start to call, and you feel like you’re drowning in debt. Don’t panic. You can keep your...
by Guest | Debt & Credit, Debt Elimination
So you have debt. What are you going to do about it? Perhaps you have been hiding from your debts, hoping they will go away, but it’s a good bet that they are still there, waiting for you to deal with them and probably growing bigger. While reducing debt is never...
by Miranda | Credit Score, Debt & Credit
Your credit history provides a lot of information that can be used by others to make decisions and judgments. Monitoring your credit ensures that you are prepared for almost any financial situation. If you want to know how others view you, monitor your credit....
