by Mike Collins | My Financial Situation
Your credit score affects many parts of your life, from the interest rate you pay on your mortgage to your ability to get a job or rent an apartment. But there is an awful lot of confusion over which factors influence your credit score and which do not. Did you know...
by Mike Collins | Frugal, Home Ownership
When you own a home you need to be prepared to tackle some home improvement jobs yourself. If you’re going to call in a professional every time you need a drain snaked or a light switch replaced then you’re going to be spending a fortune on home repairs. ...
by Mike Collins | General
If you’re looking for a reliable side gig to help supplement your income and have a while to build something up, blogging may be just the thing you’re looking for. Blogging is a business opportunity that comes with extremely low startup costs, a flexible schedule,...
by Mike Collins | Budgeting
Now is the time when people start looking back at the past year and thinking about some of the things they’d like to change going forward. The start of a new year is the perfect time to wipe the slate clean and start being the person you really want to be. Most...
by Mike Collins | Budgeting
Personal finance isn’t really all that complicated. If you want to stay in control of your finances and not let your money get the better of you, there are only a few basic concepts that you need to understand. Unfortunately many of these lessons are never...