25 Reasons Why You’re Not Saving Money

Here is a list of 25 reasons why you’re not saving money. Some are under your control, some are not. What else would you add to the list? What would you take off the list? What’s holding you back from meeting your savings goals? 1. You’re letting...

Is Your Debt Keeping You In Debt?

Just as wealth can create more money, debt can create more debt.  Think about some of these scenarios: A. You’re so in debt that you can’t afford to join the gym.  You also tend to eat inexpensive (i.e. crappy) food.  Eventually you have health problems...

Ahhhhh! It’s the End of the World!!!!!!!!

Well, as everyone knows the world will be ending tomorrow at approximately 6 p.m.  Ok, I must admit, I find the entire May 21, 2011 apocalypse idea ridiculous.  I don’t think calling shenanigans on the bogus apocalpyse is really going out on a limb or being...

Debt Story: The History of Our Debt

I’m on a congested freeway on a rainy day.  I am going slightly over the speed limit.  Oh yeah, and I’m about to die. My aging Chevy Cobalt’s tires give out during a too-sharp turn and my car begins to spin.  I am sure I am about to die and yet in...

10 Work Productivity Systems

By Mrs. Debt Payer (Note: When I told my Wife I was having problems at work she suggested the following work productivity systems, and even wrote them down for me.  They were so helpful I thought I would share them with everybody.  I may have a ton of debt but I am...