Life after an injury on the job can be rough. Your employer may be delaying workers compensation, and you might be feeling the effects of not having any money to fall back on. This is the case for hundreds of thousands of individuals that are injured while working each year. Affording life after an injury is a struggle, but these tips will help you make the most of your situation:
Set A Budget
Once you no longer have a reliable weekly income, you need to set up a strict budget. Cut out any expenses that are unnecessary. Overhaul your entire budget to save the most amount of money possible. You may be surprised at how much you can save by switching television services or cell phone plans. Buy basic groceries instead of more expensive processed meals. Stick to your budget, and you will feel some relief.
Hire A Lawyer
If you are having difficulty getting the money you deserve from your employer, then workers compensation lawyers will be a big help. You must hire one as soon as possible. Waiting too long would not work in your favor. The sooner you have someone on your case, the faster you can get the money you deserve.
Don’t Be Afraid To Seek Medical Attention
Medical bills are expensive, but don’t let that hold you back from seeking medical attention. If it is proven that your injury is on behalf of the employer, you won’t need to worry about the medical costs. Seek medical attention as needed, and get specific pain and injuries clearly documented to work in your favor.
Apply For Assistance
If you don’t have enough money to cover basic expenses, then you need to apply for assistance. It is designed to help people that are genuinely unable to work and cannot afford bills. The assistance will likely be temporary until you start getting the worker’s compensation payments that you deserve.
Refinance Your Car Or Home
Refinancing is important once you are not able to work from an on-job injury. Lower interest rates will help you afford your bills, and keep you from losing your car, home or both.
Affording life after an injury is going to be a struggle until you start getting the money you deserve from your employer. Worker’s compensation can take time to process, but you will need to work on saving as much as possible while waiting.
Jess Wagner is an experienced freelance writer with over 4 years of experience. Originally from Poway, California, Jess Wagner graduated with a Bachelor’s in English from San Diego State University. After college, Jess Wagner made downtown San Diego her home.