This year is all about saving money every day while trying to increase your income potential. If you did one thing each day that could save as little as $5 over the course of a year, you could have an extra $1800 in your pocket at the end of the year. Not all of these tips may apply to you, so to keep it fair, not all of them will apply to me.

We all fall off the frugal wagon. Sometimes we even plan to. This year is Mr. MT’s and my 5th Wedding Anniversary. We are planning to fall off the frugal wagon a bit this year, hopefully with a trip to Hawaii. We’ll be saving up for it, taking advantage of discounts, but we won’t be planning on scrimping through the trip. We are going to enjoy ourselves. I refuse to be apologetic, and I refuse to beat myself up for it.

The worst thing I see is people who beat themselves up for falling off the “frugal wagon.” Next thing you know, they keep spending because, they already “blew the budget that month.” You can’t possibly make every decision right. Even the right decision can become the wrong one with a simple change in circumstances. Don’t worry, don’t freak out. Just do better tomorrow.

365 Days of Saving Money: $595 (Running Total) Plus a Little Peace of Mind