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	<title>Comments on: Spending Filters and Delaying Gratification</title>
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	<link>http://financialhighway.com/spending-filters-cospending-filters-and-delaying-gratification/</link>
	<description>Personal finance blog discussing investments, savings, insurance and financial planning ideas to grow wealth</description>
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		<title>By: Matt Jabs</title>
		<link>http://financialhighway.com/spending-filters-cospending-filters-and-delaying-gratification/#comment-1095</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Thu, 10 Sep 2009 15:14:49 +0000</pubDate>
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		<description>Yes, the &lt;em&gt;spending filters&lt;/em&gt; post was aimed at those who inherently understand that self discipline is an integral part of reigning in your personal finances.

Realistically, if someone has no financial self discipline then the last thing they care about is running their purchases through &quot;spending filters!&quot;  :-)

Excellent points.  Without self discipline we are doomed to always be left wanting.</description>
		<content:encoded><![CDATA[<p>Yes, the <em>spending filters</em> post was aimed at those who inherently understand that self discipline is an integral part of reigning in your personal finances.</p>
<p>Realistically, if someone has no financial self discipline then the last thing they care about is running their purchases through &#8220;spending filters!&#8221;  <img src='http://financialhighway.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>Excellent points.  Without self discipline we are doomed to always be left wanting.</p>
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		<title>By: Craig</title>
		<link>http://financialhighway.com/spending-filters-cospending-filters-and-delaying-gratification/#comment-1094</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Thu, 10 Sep 2009 14:39:20 +0000</pubDate>
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		<description>The filter for me helps with impulse buys.  Like you mention &quot;Do I want it?&quot; helps me delay and think about it.  I can always come back a few days later if I do, but more times than not I realize it is something I don&#039;t need and can save a few bucks by not spending the money.  Filters help keep your spending at bay.</description>
		<content:encoded><![CDATA[<p>The filter for me helps with impulse buys.  Like you mention &#8220;Do I want it?&#8221; helps me delay and think about it.  I can always come back a few days later if I do, but more times than not I realize it is something I don&#8217;t need and can save a few bucks by not spending the money.  Filters help keep your spending at bay.</p>
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