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  1. says

    I think something is missing here. It seems to say: “your RRSP contribution limit is the lower of 18% of your earned income or $23,820]” I think it means to say is the lower of …. 820 minus your Pension Adjustment (PA) and plus any past years’ unused contribution room.

    If you don’t subtract your PA and you contribute 18% of your earned income, you could make a major over-contribution and get zinged with a nasty penalty.


  1. [...] my Refund” to determine how much you need to contribute to get the maximum refund. [Remember the RRSP deadline this year, here is a comparison list of discount brokerages for your [...]

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