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	<title>Comments on: Mail Bag: Do I Need Life Insurance? How Much Do I Need?</title>
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	<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/</link>
	<description>Personal finance blog discussing investments, savings, insurance and financial planning ideas to grow wealth</description>
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		<title>By: Know How Much Life Insurance To Get</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-39613</link>
		<dc:creator>Know How Much Life Insurance To Get</dc:creator>
		<pubDate>Tue, 07 Feb 2012 20:35:01 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-39613</guid>
		<description>[...] Policy with you when you change jobs.Everything You Should really Know Before Buying Life InsuranceMail Bag: Do I Need Life Insurance #header { background: url(http://ublogspot.com/wp-content/themes/hmtpro5/images/header-bg.png); }  [...]</description>
		<content:encoded><![CDATA[<p>[...] Policy with you when you change jobs.Everything You Should really Know Before Buying Life InsuranceMail Bag: Do I Need Life Insurance #header { background: url(<a href="http://ublogspot.com/wp-content/themes/hmtpro5/images/header-bg.png" rel="nofollow">http://ublogspot.com/wp-content/themes/hmtpro5/images/header-bg.png</a>); }  [...]</p>
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		<title>By: Insurance You CAN NOT Do Without - Canadian Finance Blog</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-7565</link>
		<dc:creator>Insurance You CAN NOT Do Without - Canadian Finance Blog</dc:creator>
		<pubDate>Wed, 01 Dec 2010 22:54:54 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-7565</guid>
		<description>[...] enough life insurance to help them through the rough times, not sure how much is enough? See how much life insurance do I need?Critical Illness InsuranceTom has pointed out that you can do without Cancer insurance, but you can [...]</description>
		<content:encoded><![CDATA[<p>[...] enough life insurance to help them through the rough times, not sure how much is enough? See how much life insurance do I need?Critical Illness InsuranceTom has pointed out that you can do without Cancer insurance, but you can [...]</p>
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	<item>
		<title>By: 10 Ways to Lower Your Insurance Rates</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-6703</link>
		<dc:creator>10 Ways to Lower Your Insurance Rates</dc:creator>
		<pubDate>Thu, 21 Oct 2010 11:17:25 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-6703</guid>
		<description>[...] more auto coverage (your yearly premium should be less than you could get back on a claim), or more life insurance than you really need. Less coverage means that you will get less back when you make a claim, but it will also lead to [...]</description>
		<content:encoded><![CDATA[<p>[...] more auto coverage (your yearly premium should be less than you could get back on a claim), or more life insurance than you really need. Less coverage means that you will get less back when you make a claim, but it will also lead to [...]</p>
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	<item>
		<title>By: * 11 Tips On How To Get the Right Life Insurance Policy</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-2396</link>
		<dc:creator>* 11 Tips On How To Get the Right Life Insurance Policy</dc:creator>
		<pubDate>Fri, 29 Jan 2010 03:34:03 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-2396</guid>
		<description>[...] situation better than you and nobody really cares as much about your financial situation than you. Knowing exactly how much life insurance you need is not always an easy task; you can get a rough estimate of your insurance needs by adding together [...]</description>
		<content:encoded><![CDATA[<p>[...] situation better than you and nobody really cares as much about your financial situation than you. Knowing exactly how much life insurance you need is not always an easy task; you can get a rough estimate of your insurance needs by adding together [...]</p>
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	<item>
		<title>By: Insurance Myths Debunked Part 2 – Life Insurance &#124; Finance Blog</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-2263</link>
		<dc:creator>Insurance Myths Debunked Part 2 – Life Insurance &#124; Finance Blog</dc:creator>
		<pubDate>Thu, 07 Jan 2010 06:26:22 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-2263</guid>
		<description>[...] Insurance Agents Can Determine Your Insurance Needs Most life insurance salespeople are looking out for their client’s best interest, however remember that most get paid a commission and this can sometimes create a conflict of interest. Do not rely solely on what your salesperson advises, determine your own needs prior to speaking with insurance agents this way you’ll at least have a rough idea of how much you’d need. If you are unsure about how much you need see this post on some guidelines in determining how much life insurance you need. [...]</description>
		<content:encoded><![CDATA[<p>[...] Insurance Agents Can Determine Your Insurance Needs Most life insurance salespeople are looking out for their client’s best interest, however remember that most get paid a commission and this can sometimes create a conflict of interest. Do not rely solely on what your salesperson advises, determine your own needs prior to speaking with insurance agents this way you’ll at least have a rough idea of how much you’d need. If you are unsure about how much you need see this post on some guidelines in determining how much life insurance you need. [...]</p>
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		<title>By: Mail Bag: Do I Need Life Insurance? How Much Do I Need? &#124; Insurance Related Pages</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-2144</link>
		<dc:creator>Mail Bag: Do I Need Life Insurance? How Much Do I Need? &#124; Insurance Related Pages</dc:creator>
		<pubDate>Fri, 25 Dec 2009 09:13:36 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-2144</guid>
		<description>[...] Continue reading here: Mail Bag: Do I Need Life Insurance? How Much Do I Need? [...]</description>
		<content:encoded><![CDATA[<p>[...] Continue reading here: Mail Bag: Do I Need Life Insurance? How Much Do I Need? [...]</p>
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		<title>By: On To Get the Insurance 11 Right How Life Policy Tips &#124; Inbudget Credit and Finance Advice</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-1390</link>
		<dc:creator>On To Get the Insurance 11 Right How Life Policy Tips &#124; Inbudget Credit and Finance Advice</dc:creator>
		<pubDate>Mon, 05 Oct 2009 13:07:53 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-1390</guid>
		<description>[...] Knowing exactly how much life insurance you need is not always an easy task; you can get a rough estimate of your insurance needs by adding together [...]</description>
		<content:encoded><![CDATA[<p>[...] Knowing exactly how much life insurance you need is not always an easy task; you can get a rough estimate of your insurance needs by adding together [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Simple Weekend Roundup &#8211; Ways to simplify &#124; Simplified Financial Lifestyle</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-1186</link>
		<dc:creator>Simple Weekend Roundup &#8211; Ways to simplify &#124; Simplified Financial Lifestyle</dc:creator>
		<pubDate>Fri, 18 Sep 2009 12:20:53 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-1186</guid>
		<description>[...] insurance helps you simplify your personal finances. But we all ask these questions Do I Need Life Insurance? How Much Do I Need? Ray @ Financial Highway provides a simple answer to these two [...]</description>
		<content:encoded><![CDATA[<p>[...] insurance helps you simplify your personal finances. But we all ask these questions Do I Need Life Insurance? How Much Do I Need? Ray @ Financial Highway provides a simple answer to these two [...]</p>
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	<item>
		<title>By: Mail Bag: Do I Need Life Insurance? How Much Do I Need &#8230; &#124; The insurance world blog</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-1165</link>
		<dc:creator>Mail Bag: Do I Need Life Insurance? How Much Do I Need &#8230; &#124; The insurance world blog</dc:creator>
		<pubDate>Thu, 17 Sep 2009 05:17:17 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-1165</guid>
		<description>[...] post: Mail Bag: Do I Need Life Insurance? How Much Do I Need &#8230;   Share and [...]</description>
		<content:encoded><![CDATA[<p>[...] post: Mail Bag: Do I Need Life Insurance? How Much Do I Need &#8230;   Share and [...]</p>
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	<item>
		<title>By: Ray</title>
		<link>http://financialhighway.com/mail-bag-do-i-need-life-insurance-how-much-do-i-need/#comment-1158</link>
		<dc:creator>Ray</dc:creator>
		<pubDate>Wed, 16 Sep 2009 14:56:32 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=2873#comment-1158</guid>
		<description>@ freedincome-- I am not sure if you are located in Canada or the US, but for most people retirement plans like the RRSP and 401K, TFSA and ROTH IRA ...is more than enough to shelter taxes....other than investment advisers can help in creating tax efficient investment strategy based on your needs. Often insurance people push for UL products because commission is much higher on those as they are the most profitable products for insurance companies.</description>
		<content:encoded><![CDATA[<p>@ freedincome&#8211; I am not sure if you are located in Canada or the US, but for most people retirement plans like the RRSP and 401K, TFSA and ROTH IRA &#8230;is more than enough to shelter taxes&#8230;.other than investment advisers can help in creating tax efficient investment strategy based on your needs. Often insurance people push for UL products because commission is much higher on those as they are the most profitable products for insurance companies.</p>
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