Comments on: Dealing with Collection Agencies- Tips on Handling Collection Agencies http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/ A personal finance blog discussing investments, savings, insurance and financial planning ideas to grow wealth Fri, 12 Mar 2010 18:41:01 -0500 http://wordpress.org/?v=2.9.2 hourly 1 By: Saving a Dollar » Blog Archive » The Dreadful Bill Collector – How to Handle Them: Million Dollar Journey http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-2284 Saving a Dollar » Blog Archive » The Dreadful Bill Collector – How to Handle Them: Million Dollar Journey Sun, 10 Jan 2010 18:43:38 +0000 http://financialhighway.com/?p=2095#comment-2284 [...] emergencies arises and we start missing payments which eventually reaches a collection agency. Dealing with collection agencies is not always the first choice or a pleasant encounter; collection agents have a reputation of [...] [...] emergencies arises and we start missing payments which eventually reaches a collection agency. Dealing with collection agencies is not always the first choice or a pleasant encounter; collection agents have a reputation of [...]

]]> By: Carnival of Financial Planning – Edition #104 – August 28, 2009 http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-2072 Carnival of Financial Planning – Edition #104 – August 28, 2009 Wed, 16 Dec 2009 04:54:10 +0000 http://financialhighway.com/?p=2095#comment-2072 [...] @ Financial Highway presents Dealing with Collection Agencies- Tips on Handling Collection Agencies posted at Financial Highway, saying, “Sometimes bad things happen to good people and find [...] [...] @ Financial Highway presents Dealing with Collection Agencies- Tips on Handling Collection Agencies posted at Financial Highway, saying, “Sometimes bad things happen to good people and find [...]

]]> By: Ali Norouzi http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-1665 Ali Norouzi Fri, 30 Oct 2009 00:20:45 +0000 http://financialhighway.com/?p=2095#comment-1665 Hi My name is Ali and more than 10 years ago I recived tiket for selling HOTDOG in the city propert and not having licence to sell food. (about 1700.00) and now I reciving call from colection agency regarding my tiket, he is telling me : CIty is owne by CROWE (E2) and there is no statute limitation, But I do NOT see any thing in my cradit report. What should I do? Who sould I belive? Ali Norouzi North Bay, Ontario Hi
My name is Ali and more than 10 years ago I recived tiket for selling HOTDOG in the city propert and not having licence to sell food. (about 1700.00)
and now I reciving call from colection agency regarding my tiket, he is telling me : CIty is owne by CROWE (E2) and there is no statute limitation, But I do NOT see any thing in my cradit report.
What should I do? Who sould I belive?
Ali Norouzi
North Bay, Ontario

]]> By: The Dreadful Bill Collector – How to Handle Them | Million Dollar Journey http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-1658 The Dreadful Bill Collector – How to Handle Them | Million Dollar Journey Thu, 29 Oct 2009 10:30:29 +0000 http://financialhighway.com/?p=2095#comment-1658 [...] emergencies arises and we start missing payments which eventually reaches a collection agency. Dealing with collection agencies is not always the first choice or a pleasant encounter; collection agents have a reputation of [...] [...] emergencies arises and we start missing payments which eventually reaches a collection agency. Dealing with collection agencies is not always the first choice or a pleasant encounter; collection agents have a reputation of [...]

]]> By: Ray http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-1623 Ray Thu, 22 Oct 2009 23:19:04 +0000 http://financialhighway.com/?p=2095#comment-1623 @katherine Not sure exactly what is going on, but i suggest you mail things registered so that you have confirmation they received it and how received it. Second Maybe talk to a lawyer in your area? I am not exactly sure what is going on and how a $25 bill went up to $6000. @katherine Not sure exactly what is going on, but i suggest you mail things registered so that you have confirmation they received it and how received it.
Second Maybe talk to a lawyer in your area? I am not exactly sure what is going on and how a $25 bill went up to $6000.

]]> By: Katherine Morse http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-1569 Katherine Morse Mon, 19 Oct 2009 19:14:27 +0000 http://financialhighway.com/?p=2095#comment-1569 On 8/15/09 my veh was broken into and my purse stolen. Everyone, with the exception of one company, has been very understanding and I cooperated with all of them sending them police report, letter from my bank, notarized letter from me, etc. I mailed most of this out 9/17/09. One company said they never received it, so I faxed it the next day. Now they say they never received the fax copy (I told them my fax report indicated they got it) and I faxed another one today (12 pages) and asked for a fax receipt or email receipt of the fax I sent. They are calling and mailing me multiple times (this check was for under $25. when the total amount of checks so far is up to $6,000. What can I say to them to get them to leave me alone? My lesson, of course, is never leave puse in car (in church parking lot) and not to carry checkbook in purse. On 8/15/09 my veh was broken into and my purse stolen. Everyone, with the exception of one company, has been very understanding and I cooperated with all of them sending them police report, letter from my bank, notarized letter from me, etc.
I mailed most of this out 9/17/09. One company said they never received it, so I faxed it the next day. Now they say they never received the fax copy (I told them my fax report indicated they got it) and I faxed another one today (12 pages) and asked for
a fax receipt or email receipt of the fax I sent. They are calling and mailing me multiple times (this check was for under $25. when the total amount of checks so far is up to $6,000. What can I say to them to get them to leave me alone?
My lesson, of course, is never leave puse in car (in church parking lot) and not to carry checkbook in purse.

]]> By: Ray http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-1542 Ray Fri, 16 Oct 2009 11:44:50 +0000 http://financialhighway.com/?p=2095#comment-1542 @ Deborah, a couple of things to note: 1. It could be just an error or maybe a different debt, but the best thing to do as always is ask for validation which you have done. First I'd try to find out what the issue is before threatening if you do find in fact they are trying to collect twice than contact consumer affairs. 2. Not sure where you live but 10 years almost certainly puts the debt out of the statue of limitation period. Although still your debt, there is no legal action the agency can take to collect on the amount (however please do check the statue of limitation period in your state/province). You can pay the debt in full, settle it with the collection agency or just ignore it. @ Deborah, a couple of things to note: 1. It could be just an error or maybe a different debt, but the best thing to do as always is ask for validation which you have done. First I’d try to find out what the issue is before threatening if you do find in fact they are trying to collect twice than contact consumer affairs.

2. Not sure where you live but 10 years almost certainly puts the debt out of the statue of limitation period. Although still your debt, there is no legal action the agency can take to collect on the amount (however please do check the statue of limitation period in your state/province). You can pay the debt in full, settle it with the collection agency or just ignore it.

]]> By: Deborah http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-1538 Deborah Fri, 16 Oct 2009 06:04:54 +0000 http://financialhighway.com/?p=2095#comment-1538 My wife recieved a letter from ALW trying to collect a nearly ten year old (before we were married) medical debt. It was not a large amount but within 5 days I sent a response letter requesting validation of the debt. The same day I sent the response she recieved another letter from ALW. It was an attempt to collect the same debt but the ALW account number was different. When collection agencies send followup letters do they typically change the account numbers? Should I simply request validation to the second letter as I did for the first? Should I suggest they check their records for clerical errors. Any harm in accusing them of fraudulantly attempting to collect multiple times on the same debt and threatening to report them? My wife recieved a letter from ALW trying to collect a nearly ten year old (before we were married) medical debt. It was not a large amount but within 5 days I sent a response letter requesting validation of the debt. The same day I sent the response she recieved another letter from ALW. It was an attempt to collect the same debt but the ALW account number was different. When collection agencies send followup letters do they typically change the account numbers? Should I simply request validation to the second letter as I did for the first? Should I suggest they check their records for clerical errors. Any harm in accusing them of fraudulantly attempting to collect multiple times on the same debt and threatening to report them?

]]> By: Carnival of Financial Planning – Edition #104 – August 28, 2009 « Daily News http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-1183 Carnival of Financial Planning – Edition #104 – August 28, 2009 « Daily News Fri, 18 Sep 2009 03:33:52 +0000 http://financialhighway.com/?p=2095#comment-1183 [...] @ Financial Highway presents Dealing with Collection Agencies- Tips on Handling Collection Agencies posted at Financial Highway, saying, “Sometimes bad things happen to good people and find [...] [...] @ Financial Highway presents Dealing with Collection Agencies- Tips on Handling Collection Agencies posted at Financial Highway, saying, “Sometimes bad things happen to good people and find [...]

]]> By: Carnival Of Twenty Something Finances: Aug 26 | How I Save Money.net http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/comment-page-1/#comment-954 Carnival Of Twenty Something Finances: Aug 26 | How I Save Money.net Wed, 26 Aug 2009 11:08:16 +0000 http://financialhighway.com/?p=2095#comment-954 [...] @ Financial Highway presents Dealing with Collection Agencies- Tips on Handling Collection Agencies posted at Financial Highway, saying, “Sometimes bad things happen to good people and find [...] [...] @ Financial Highway presents Dealing with Collection Agencies- Tips on Handling Collection Agencies posted at Financial Highway, saying, “Sometimes bad things happen to good people and find [...]

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